Companies that offer credit cards will often not volunteer information on lesser known laws and methods that can reduce your past due balances by 50%. They are in the business to take your money through high interest rates accrued when you use their cards.
Were you aware of the fact that nearly all American bankruptcies involve unpaid credit card bills?
There are now companies that will offer information Continue reading
ALBANY, New York (AP) — The nation’s largest online payment service, PayPal, is paying New York $150,000 in penalties after misrepresenting to consumers its policy on repayment when merchandise doesn’t arrive, the state attorney general said Monday.
PayPal, which claims 40 million customers worldwide, had specifically stated that it provided the same rights and protections of a traditional credit Continue reading
Perhaps you’ve noticed that you are not receiving loads of credit card offers in the mail anymore. Remember how many you used to get during the credit boom years? Tons. Back then, you may have asked yourself, “how are banks able to make money with credit cards by offering credit to just about anybody? Aren’t the bad apples who pay late or default going to cost the banks millions, if not billions?” Continue reading
The simple truth is that you need access to a credit card immediately. Applying for a standard Visa or Mastercard through the bank is time consuming and anxiety written. Without knowing what is on your credit report, you just assume that your credit is mediocre or poor, or perhaps, non-existent. If you fall into any of these scenarios Continue reading
If you’ve ever seen a credit card with a popular store’s logo on it, then you’ve encountered a co-branded credit card. These cards can be alluring – however, there are a few things you should consider before you obtain a co-branded credit card.
We’ve all had it happen – you’re checking out of a popular store with a new purchase and the cashier stops you. “Would you Continue reading
